Xero is a cloud-based accounting platform that connects directly to business bank accounts, automates bookkeeping tasks, and gives finance teams real-time visibility into cash flow, income, and expenses — from any device, anywhere. Originally founded in New Zealand, Xero has grown into a global platform with more than 4.6 million paid subscribers and is one of the most widely adopted accounting solutions among Australian SMEs.

■ Key Features

• GST & BAS compliance: Handles GST natively with built-in tools for calculating, tracking, and lodging Business Activity Statements directly with the ATO.

• Payroll & superannuation (STP Phase 2 compliant): Pay processing, automated super payments, and leave management are included across all Australian plans. Every pay run reports directly to the ATO — no separate lodgement required.

• Automated bank reconciliation: AI-powered transaction matching that learns from corrections over time, reducing manual categorisation work.

• Real-time financial reporting: On-demand access to profit & loss statements, balance sheets, and cash flow forecasts, with customisable dashboards available on higher-tier plans.
  
  

■ Who It's Best Suited For

• SMEs with 1–50 employees seeking a single platform for accounting, BAS, invoicing, and payroll

• Finance teams looking to reduce manual compliance work around GST, BAS, and STP obligations

• Businesses building a connected back-office tech stack through app integrations
  
  

■ Integrates With

Dext Prepare, Weel, Budgetly, ProSpend, SAP Concur, Deputy, Tanda, Employment Hero, MYOB, and 1,000+ other apps via the Xero App Store.