Budgetly is an Australian spend management platform designed for SMEs that want to control company spending at the point of purchase rather than reconcile it after the fact. The platform replaces shared corporate cards, paper reimbursements, and manual receipt processes with prepaid Visa debit cards, budget controls, AI-powered receipt capture, and direct accounting integration.

■ Key Features

• Prepaid corporate Visa cards: Issue physical or virtual cards to every employee instantly, each with pre-set spending rules, merchant category restrictions, and budget limits — preventing out-of-policy spend before it occurs.

• Real-time budget controls: Budgets are enforced at the terminal in real time; out-of-policy spend is declined automatically. Finance teams can monitor spend across cards, departments, and entities from a single dashboard.

• AI receipt capture & auto-coding: Employees snap receipts via the mobile app; AI extracts GST, merchant, and category data and syncs the coded transaction directly to accounting software.

• Accounts payable & bill payments: The platform consolidates the reimbursement, receipt, AP, and reporting workflows that most finance teams still run on spreadsheets and email, into a single automated process.

• Australian GST & BAS compliance: Built specifically for Australian tax rules — GST is extracted and mapped natively, producing BAS-ready records without manual correction.
  
  

■ Who It's Best Suited For

• Australian SMEs with 10–200 employees seeking a card-first spend management platform built for local compliance requirements

• Finance teams in aged care, NDIS, NFP, construction, and professional services sectors looking to eliminate manual receipts and reimbursements

• Organisations using Xero that want a deeply integrated, Australian-built alternative to global expense platforms
  
  

■ Integrates With

Xero, MYOB, QuickBooks Online, NetSuite, SAP. Cards supported via Apple Pay and Google Pay.